Your devices.

Your terms.

Get the devices you want with zero upfront costs and no credit card. With Cinch, enjoy the latest tech through flexible 12 or 24 month subscription plans at low monthly fees, inclusive of 90% accidental damage coverage.

Love it? Extend your subscription, or buy it outright. Want to upgrade or return? We’ll take care of everything.

MY How It Works Step 1

Take your pick. On your terms

Choose your favourite device at Urban Republic and select a flexible 12 or 24 month plan that fits your needs.

MY How It Works Step 2

Super simple application.

Submit a quick online verification with your NRIC / Passport, face verification, proof of address, & 3 month payslip. You’ll be notified on your approval within 48-hours. The first payment is automatically charged upon approval. 

MY How It Works Step 3

Use it worry-free.

Pick up your device within 2 weeks of the order confirmation email. Your device is also protected with 90% accidental damage coverage (cracks, spills, etc) — so you can enjoy it without the stress.

MY How It Works Step 4

Return, upgrade or keep it.

You’re always in control of your device. At any point after your subscription term, you can:

  • Buy it outright and make it yours.

  • Upgrade to the latest model whenever you’re ready.

  • Return it hassle-free, no questions asked.